Money Transfers (On-line Banking, DIGI::FIRMA)

Money transfers in LVL
	Electronically	Client Service Centre, Facsimile account management system and payment sent via Online banking system, which is processed manually*
To an account held with Parex banka, including foreign branches	free of charge	0.50LVL
To an account held with other Bank in Latvia (under 50 000 LVL)	0.20 LVL	0.30LVL
To an account held with other Bank in Latvia (over 50 000 LVL)	1.50 LVL	2 LVL
Urgent money transfer in LVL to another Bank in Latvia (via SWIFT)	5 LVL	5 LVL
To Parex bankas (Lithuania) and to AP Anlage&Privat Bank AG (Switzerland)	1 LVL	1 LVL
To banks holding account with Parex banka	3 EUR	5 EUR

Effective from 01.09.2007.

Money transfers in USD
	Electronically	Client Service Centre, Facsimile account management system and payment sent via Online banking system, which is processed manually*
To an account held with Parex banka, including foreign branches	free of charge	0.50 LVL equivalent
To banks holding account with Parex banka, including Parex bankas (Lithuania) and AP Anlage&Privat Bank AG (Switzerland)	3 USD	5 USD
To other banks, if correspondent bank's charges are paid by beneficiary (SHA)	0.20%, min 20 USD, max 50 USD	0.30%, min 40 USD, max 70 USD
To other banks, if correspondent bank's charges are paid by remitter (OUR)	0.20%, min 20 USD, max 50 USD + 15 USD	0.30%, min 40 USD, max 70 USD + 15 USD
Urgent money transfer to other banks if correspondent bank's charges are paid by beneficiary (SHA)	0.30%, min 30 USD, max 75 USD	0.40%, min 50 USD, max 95 USD
Urgent money transfer to other banks if correspondent bank's charges are paid by remitter (OUR)	0.30%, min 30 USD, max 75 USD + 15 USD	0.40%, min 50 USD, max 95 USD + 15 USD

Effective from 01.09.2007.

Money transfer in EUR
	Electronically	Client Service Centre, Facsimile account management system and payment sent via Online banking system, which is processed manually*
To an account held with Parex banka, including foreign branches	free of charge	0.50 LVL equivalent
To banks holding accounts with Parex banka, including Parex bankas (Lithuania) and AP Anlage&Privat Bank AG (Switzerland)	3 EUR	5 EUR
To other banks in Latvia (under 50 000 EUR)	6 EUR	10 EUR
To other banks in Latvia (over 50 000 EUR)	9 EUR	14 EUR
Urgent money transfer to other banks in Latvia	14 EUR	20 EUR
To other banks, if correspondent bank's charges are paid by beneficiary (SHA)	9 EUR	14 EUR
To other banks, if correspondent bank's charges are paid by remitter (OUR)	0.1%, min 12 EUR, max 50 EUR + 9 EUR	0.1%, min 18 EUR, max 75 EUR + 14 EUR
Urgent money transfer to other banks if correspondent bank's charges are paid by beneficiary (SHA)	14 EUR	20 EUR
Urgent money transfer to other banks if correspondent bank's charges are paid by remitter (OUR)	0.1%, min 18 EUR, max 75 EUR + 14 EUR	0.1%, min 27 EUR, max 115 EUR + 20 EUR

Effective from 02.01.2008

Regular payments (Fixed amount regular payment; Minimum balance maintenance; Maximum balance maintenance)
Registration of regular payment – all types of standing order	free of charge
Execution of regular payment – all types of standing order	as for electronic transfers from Current Account

Effective from 10.10.2005.

Money transfers from payment card safety-deposit account
To account of same beneficiary in Parex banka	free of charge
To other client's account in Parex banka	as money transfer from Current Account
To account in other bank	as money transfer from Current Account

Effective from 01.07.2005.

Incoming currency transfers
Inner bank payments and payments from AP Anlage & Privatbank (Switzerland), Parex bankas (Lithuania) transfer to the account	free of charge
LVL payments received from banks in Latvia to enterprises' accounts and which do not exceed 50 000 LVL	0.10 LVL
Other LVL payments transfer to the account	free of charge
Incoming USD payments with status BEN1 and SHA2 transfer to the account	2 USD
Incoming RUR payments with status BEN1 and SHA2 transfer to the account	free of charge
Incoming EUR and other foreign currency payments with status BEN1 and SHA2 transfer to the account	2 EUR equivalent
Additional commission for money transfers to an account, if IBAN standard account number is not shown as beneficiary account (commission is charged from beneficiary only for incoming transfers from other bank)	3 EUR (in equivalent currencies)

Effective from 24.04.2006.

Non-cash currency exchange
Freely convertible currency exchange, including RUR, BYR	In accordance with Parex banka rate, with no additional commission
Exchange of Kazakhstan tenge – up to 15 000 000 KZT inclusive	rate of Kazakh Currency Exchange + 0.6%
Exchange of Kazakhstan tenge – exceeding 15 000 000 KZT	rate of Kazakh Currency Exchange + 0.35%

Effective from 16.10.2008.

Investigation of payments
Investigation, amendment or cancellation of payment in LVL	5 LVL
Investigation, amendment or cancellation of currency payment in banks with a direct clearing link and in Parex bankas (Lithuania)	50 USD
Investigation, amendment or cancellation of currency payment in other banks	60 USD
Cancellation of currency payment to other banks	100 USD

Effective from 01.07.2005.

Cheque operations in USD
American Express, VISA, Thomas Cook travellers cheques' encashment	1.5% (min 4 USD)
Commercial cheques' encashment (under 100 USD inclusive)	7 USD
Commercial cheques' encashment (over 100 USD)	0.2% (min USD 20)
Return of unrequited cheque	30 USD
American Express travellers cheques' sale	1% (min 4 USD)
Parex banka international cheques' sale	10 USD
Cancellation of cheques, issued by Parex banka	35 USD

Effective from 01.07.2005.

Cheque operations in EUR and other currencies
Encashment of travellers' cheques American Express, VISA, Thomas Cook	1.5% (min 4 EUR)
Commercial cheques encashment (under 100 EUR inclusive)	7 EUR
Commercial cheques encashment (over 100 EUR)	0.2% (min 20 EUR)
Return of unrequited cheque	30 EUR
American Express travellers cheques' sale	1% (min 4 EUR)
Parex banka international cheques sale	10 EUR
Cancellation of cheques, issued by Parex banka	35 EUR

Effective from 01.07.2005.