Deposits

Opening of Savings Account	free of charge
Opening of Current Account in conjunction with opening of Savings Account (for private customers)	25 USD
Opening of Current Account in conjunction with opening of Savings Account (for corporate customers)	100 USD
Money transfer from client's Savings Account to Current Account (with 7 days notice)	free of charge
Money transfer from client's Savings Account to other client's account held with Parex banka or to account held with other bank	as money transfer from Current Account
Additional Commission for breaking conditions of prior notice (7 days)	10% of repayment amount

Effective from 10.11.2008.

Annual Interest Rate for Savings Account

LVL — 8.0%
USD — 4.5%
EUR — 5.7%
GBP — 5.0%
DKK — 5.4%
SEK — 5.6%
EEK — 6.0%
AUD — 6.0%
RUR — 5.0%
Effective from 15.12.2008.

Term Deposit

Opening of Term Deposit Account	free of charge
Penalty for premature cancellation of the deposit agreement²	10%

Effective from 10.11.2008.

Parex term deposit interest rates

Term deposit with interest payable upon maturity¹
Currency	Minimal amount	1 month	3 months	6 months	9 months	1 year	2 years	3 years	5 years
LVL	50	8.5%	9.5%	10.5%	11.5%	12.5%	12.5%	11.0%	9.0%
USD	100	4.5%	4.7%	6.0%	6.3%	6.8%	7.0%	8.0%	8.0%
EUR	100	6.0%	6.3%	7.0%	7.5%	8.1%	8.2%	8.2%	8.2%
GBP	50	6.0%	6.5%	6.5%	6.8%	7.0%	7.0%	7.0%	7.0%
DKK	1 000	5.4%	5.5%	5.6%	5.7%	5.9%	6.0%	6.1%	6.1%
SEK²	1 000	5.6%	5.7%	5.8%	5.9%	6.1%	6.2%	6.3%	6.3%
EEK	1 500	6.5%	7.0%	7.5%	8.5%	9.5%	8.0%	7.0%	7.0%
AUD	200	7.5%	7.6%	7.8%	7.9%	8.0%	8.0%	8.0%	8.0%
RUR	3 000	9.5%	10.0%	10.5%	11.5%	12.5%	11.5%	11.5%	11.5%

Effective from 15.12.2008.

Term deposit with interest payable monthly¹
Currency	Minimal amount	1 month	3 months	6 months	9 months	1 year	2 years	3 years	5 years
LVL	50	8.50%	9.43%	10.28%	11.08%	11.84%	11.21%	9.54%	7.45%
USD	100	4.50%	4.68%	5.93%	6.17%	6.60%	6.57%	7.19%	6.75%
EUR	100	6.00%	6.27%	6.90%	7.32%	7.81%	7.62%	7.35%	6.89%
GBP	50	6.00%	6.47%	6.41%	6.65%	6.78%	6.57%	6.37%	6.02%
DKK	1 000	5.40%	5.47%	5.54%	5.59%	5.75%	5.68%	5.61%	5.34%
SEK	1 000	5.60%	5.67%	5.73%	5.79%	5.94%	5.86%	5.78%	5.49%
EEK	1 500	6.50%	6.96%	7.39%	8.27%	9.11%	7.44%	6.37%	6.02%
AUD	200	7.50%	7.55%	7.68%	7.70%	7.72%	7.44%	7.19%	6.75%
RUR	3 000	9.50%	9.92%	10.28%	11.08%	11.84%	10.40%	9.92%	9.12%

Effective from 15.12.2008.

Gold Deposit

Opening of Current Account upon Gold Deposit opening	free of charge
Fee for premature cancellation of the deposit agreement	3%
Automatic money transfer of deposit amount in SEK from client's Current Account to own account held with another bank in Sweden at the end of Gold Deposit term.	free of charge

Types of Gold Deposit

Conservative	Interest Rate of Standard Term Deposit + 1%
Balansed	Interest Rate of Standard Term Deposit + 2%
Aggressive	Interest Rate of Standard Term Deposit + 3%

¹ receive information regarding change of interest rates by calling to bank (phone +371 701-00-00 GMT +2);
² on premature closure of deposit no interest is repaid.

See also:
Term deposit