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© 2007 Parex banka
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Parex Group / Fees / Payment Cards (Commissions for Payment Card Issue and Maintenance)
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Payment Cards (Commissions for Payment Card Issue and Maintenance) |
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| Debit cards |
| Maestro, VISA Electron |
USD |
EUR |
| Annual fee for card/additional card maintenance |
50.00 |
50.00 |
| Monthly fee for card/additional card |
- |
- |
| Goods and services purchase |
0.5% |
0.5% |
| Cash withdrawal in Naudas Punkts 241 ATM network |
1,5% (min 3.00) |
1,5% (min 3.00) |
| Cash withdrawal in ATM networks of other banks |
1.5% (min 3.00) |
1.5% (min 3.00) |
| Transfer from account |
as from current account |
as from current account |
| Cash withdrawal in Parex banka (from account) |
as from current account |
as from current account |
| Cash withdrawal in other banks |
1.5% (min 5.50) |
1.5% (min 5.50) |
| Credit annual interest rate |
28% |
28% |
| Annual interest rate for late payments (additionally to the annual interest rate) |
18% |
18% |
| Penalty for overdrawing card balance (per day) |
0.15% |
0.15% |
| Card replacement |
20.00 |
20.00 |
| Cash withdrawal from ATMs and POS terminals of banks - monthly limit for 1 (one) payment card |
equivalent of
10 000 LVL |
equivalent of
10 000 LVL |
| Cash withdrawal from ATMs and POS terminals of banks - daily limit for 1 (one) payment card |
equivalent of
1000 LVL |
equivalent of
1000 LVL |
Effective from 02.04.2007.
Effective from 01.02.2006.
| Regular credit cards |
| VISA Classic, MC Standard
(with collateral) |
USD |
EUR |
| Annual fee for card/additional card maintenance |
80.00 USD |
80.00 EUR |
| Monthly fee for card/additional card maintenance |
- |
- |
| Goods and services purchase |
0.5% |
0.5% |
| Cash withdrawal in Naudas Punkts 241 ATM network |
1,5% |
1,5% |
| Cash withdrawal in ATM networks of other banks |
1.5% (min 3.00 USD) |
1.5% (min 3.00 EUR) |
| Transfer from account |
as from current account + 1.5% |
as from current account + 1.5% |
| Cash withdrawal in Parex banka (from account) |
1.5% (min 1.00 USD) |
1.5% (min 1.00 EUR) |
| Cash withdrawal in other banks |
1.5% (min 5.50 USD) |
1.5% (min 5.50 EUR) |
| Credit annual interest rate |
28% |
28% |
| Annual interest rate for late payments (additionally to the annual interest rate) |
18% |
18% |
| Penalty rate per day |
0.15% |
0.15% |
| Card replacement |
20.00 USD |
20.00 EUR |
| Servicing of the account with an attached payment card, if a card has expired and new card has not been issued to the client, for the first year of card inactivity |
equivalent of 2.00 LVL per month2 |
equivalent of 2.00 LVL per month2 |
| Servicing of the account with an attached payment card, if a card has expired and new card has not been issued to the client, for the further years of card inactivity |
equivalent of 10.00 LVL per month2 |
equivalent of 10.00 LVL per month2 |
| Cash withdrawal from ATMs and POS terminals of banks - monthly limit for 1 (one) payment card |
equivalent of
10 000 LVL |
equivalent of
10 000 LVL |
| Cash withdrawal from ATMs and POS terminals of banks - daily limit for 1 (one) payment card |
equivalent of 1500 LVL |
equivalent of 1500 LVL |
Effective from 05.08.2007.
| Gold credit cards |
| VISA Gold, MC Gold (with collateral) |
USD |
EUR |
| Annual fee for card/additional card maintenance |
180.00 USD |
180.00 EUR |
| Monthly fee for card/additional card maintenance |
- |
- |
| Goods and services purchase |
0.5% |
0.5% |
| Cash withdrawal in Naudas Punkts 241 ATM network |
1,5% |
1,5% |
| Cash withdrawal in ATM networks of other banks |
1.5% (min 3.00 USD) |
1.5% (min 3.00 EUR) |
| Transfer from account |
as from current account + 1.5% |
as from current account + 1.5% |
| Cash withdrawal in Parex banka (from account) |
1.5% (min 1.00 USD) |
1.5% (min 1.00 EUR) |
| Cash withdrawal in other banks |
1.5% (min 5.50 USD) |
1.5% (min 5.50 EUR) |
| Credit annual interest rate |
28% |
28% |
| Annual interest rate for late payments (additionally to the annual interest rate) |
18% |
18% |
| Penalty rate per day |
0.15% |
0.15% |
| Annual fee for Priority Pass usage |
free of charge |
free of charge |
| Fee for one person's visit at Priority Pass airport VIP area |
27.00 USD |
24.00 EUR |
| Card replacement |
20.00 USD |
20.00 EUR |
| Servicing of the account with an attached payment card, if a card has expired and new card has not been issued to the client, for the first year of card inactivity |
equivalent of 2.00 LVL per month2 |
equivalent of 2.00 LVL per month2 |
| Servicing of the account with an attached payment card, if a card has expired and new card has not been issued to the client, for the further years of card inactivity |
equivalent of 10.00 LVL per month2 |
equivalent of 10.00 LVL per month2 |
| Cash withdrawal from ATMs and POS terminals of banks - monthly limit for 1 (one) payment card |
equivalent of
10 000 LVL |
equivalent of
10 000 LVL |
| Cash withdrawal from ATMs and POS terminals of banks - daily limit for 1 (one) payment card |
equivalent of 2000 LVL |
equivalent of 2000 LVL |
Effective from 28.01.2008.
| Exclusive credit cards |
| VISA Platinum |
USD |
EUR |
| Annual fee for card maintenance |
350.00 |
350.00 |
| Annual fee for additional card maintenance |
200.00 USD |
200.00 |
| Monthly fee for card/additional card maintenance |
2.00 |
2.00 |
| Cash withdrawal in Naudas Punkts 241 ATM network |
1,5% |
1,5% |
| Goods and services purchase |
0.5% |
0.5% |
| Cash withdrawal in ATM |
2% (min 3.00) |
2% (min 3.00) |
| Transfer from account |
as from current account + 1.5% |
as from current account + 1.5% |
| Cash withdrawal in Parex banka (from account) |
2% |
2% |
| Cash withdrawal in other banks |
2% (min 3.00) |
2% (min 3.00) |
| Credit annual interest rate |
12% |
12% |
| Annual interest rate for late payments (additionally to the annual interest rate) |
18% |
18% |
| Penalty rate per day |
0.15% |
0.15% |
| Overdraft minimum monthly payment amount |
5% of spent overdraft amount and 100% of excess expenditure |
5% of spent overdraft amount and 100% of excess expenditure |
| Card replacement |
20.00 |
20.00 |
| Fee for 1 person’s visit at Priority Pass airport business area |
27.00 |
24.00 |
| Cash withdrawal from ATMs and POS terminals of banks - monthly limit for 1 (one) payment card |
equivalent of
20 000 LVL |
equivalent of
20 000 LVL |
| Cash withdrawal from ATMs and POS terminals of banks - daily limit for 1 (one) payment card |
equivalent of 2000 LVL |
equivalent of 2000 LVL |
Effective from 28.01.2008.
| Virtual credit cards |
| VISA Classic, MC Mass |
USD |
EUR |
Fee for card maintenance:
for 2 months
for
6 months
for 9 months
for 12 months |
5 USD
15 USD
20 USD
25 USD |
5 EUR
15 EUR
20 EUR
25 EUR |
| Goods and services purchase |
1% |
1% |
| Transfer from account |
as from current account + 1.5% |
as from current account + 1.5% |
| Cash withdrawal in Parex banka (from account) |
2% |
2% |
| Credit annual interest rate |
28% |
28% |
| Annual interest rate for late payments (additionally to the annual interest rate) |
18% |
18% |
| Penalty rate per day |
0.15% |
0.15% |
Effective from 01.07.2005.
| Silver Business credit cards |
| MC Business, VISA Business |
LVL |
USD |
EUR |
| Annual fee for card/additional card |
69.00 LVL |
120 USD |
120 EUR |
| Card replacement |
12.00 LVL |
20.00 USD |
20.00 EUR |
| Goods and services purchase in Latvia |
0.5% |
0.5% |
0.5% |
| Goods and services purchase abroad |
0.5% |
0.5% |
0.5% |
| Cash withdrawal in Parex banka (from the account) |
1.5% (min 0.50 LVL) |
1.5% (min 1.00 USD) |
1.5% (min 1.00 EUR) |
| Cash withdrawal in other banks |
1.5% (min 3.50 LVL) |
1.5% (min 5.50 USD) |
1.5% (min 5.50 EUR) |
| Cash withdrawal in Naudas Punkts 241 and Parex Bankas (Lithuania) ATM networks |
1.5% |
1.5% |
1.5% |
| Cash withdrawal in ATM networks of other banks |
2% (min 1.30 LVL) |
2% (min 3.00 USD) |
2% (min 3.00 EUR) |
| Credit annual interest rate |
28% |
28% |
28% |
| Increased credit interest (additionally to credit interest) |
18% |
18% |
18% |
| Overexpenditure interest rate per day |
0.15% |
0.15% |
0.15% |
| Transfer from account |
as from current account + 1.5% |
as from current account + 1.5% |
as from current account + 1.5% |
| Minimum payment amount |
69.00 LVL |
120 USD |
120 EUR |
| Servicing of the account with an attached payment card, if a card has expired and new card has not been issued to the client, for the first year of card inactivity |
equivalent of 2.00 LVL per month2 |
equivalent of 2.00 LVL per month2 |
equivalent of 2.00 LVL per month2 |
| Servicing of the account with an attached payment card, if a card has expired and new card has not been issued to the client, for the further years of card inactivity |
equivalent of 2.00 LVL per month2 |
equivalent of 2.00 LVL per month2 |
equivalent of 2.00 LVL per month2 |
| Cash withdrawal from ATMs and POS terminals of banks - monthly limit for 1 (one) payment card |
till 10 000 LVL |
equivalent of
10 000 LVL |
equivalent of
10 000 LVL |
| Cash withdrawal from ATMs and POS terminals of banks - daily limit for 1 (one) payment card |
1 500 LVL |
equivalent of 1500 LVL |
equivalent of 1500 LVL |
| Overdraft minimum monthly payment amount |
till the 15th date of each month 100% of spent overdraft amount and 100% of excess expenditure |
till the 15th date of each month 100% of spent overdraft amount and 100% of excess expenditure |
till the 15th date of each month 100% of spent overdraft amount and 100% of excess expenditure |
Effective from 14.07.2008.
| American Express credit cards |
| |
USD |
| Card issue |
120.00 USD |
| Deposit backed Guarantee issue (per year) |
0.5% of amount (min 100 USD) |
| Guarantee issue without deposit coverage (per year) |
3.5% of amount |
| Card dispatch by DHL |
50.00 USD |
Effective from 01.07.2005.
| Other payment card services |
| |
USD |
EUR |
| Balance review in Parex banka, Latvijas Krājbanka, GE Money Bank, Parex Bankas (Lithuania) ATM networks using VISA, VISA Electron, MC, Maestro cards |
free of charge |
free of charge |
| Balance review in ATM networks of other banks in Latvia
using VISA, VISA Electron, MC, Maestro cards |
0.50 |
0.50 |
| Balance review in ATM networks of other banks abroad using
VISA, VISA Electron, MC, Maestro cards |
1.00 |
1.00 |
| Transaction report dispatch by fax (1 page) |
5.00 |
5.00 |
| Transaction report receipt in Bank for the last 3 months |
free of charge |
free of charge |
| Transaction report receipt in Bank from archive for period more than 3 months (1 page) |
0.50 LVL |
0.50 LVL |
| Express-overdraft (bonus) |
10.00 |
10.00 |
| Review of a groundless claim |
10.00 |
10.00 |
| Conversion Mark-up fee for Visa Electron, Visa, Maestro, MasterCard cards |
4.3% |
4.3% |
| Card account closure |
free of charge |
free of charge |
Effective from 10.10.2005.
1 ATM networks of Parex banka, Baltic Trust Bank and Latvijas Krajbanka
2 till the balance of the account is equal to zero
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